This kind of statement always makes me laugh. I mean it's true no doubt... but young people always say stuff about how hard they have it as though older people have always been older or had it easy back in the day. I know this is true because I was a young man once, paid plenty at the time too... and at a time when I had so little. Not that there is anything wrong with this, it's part of growing up... it just is what it is. Someday you'll snicker when your insurance renewal arrives and it is a fraction of what it is today. Then you'll read some post on a forum from a 20 something telling how his insurance is so much $... which will be true. He he... hang in there. Insurance goes down as you become less of a risk. I know you know this... We all pay our dues, it's just your turn to pay more. :killingme...Insurance for us youngins ain't cheap...